Terms of Use

Access to this site and the use of information on it is subject to the following Terms and Conditions of Use. Please read these terms and conditions carefully. By accessing this web site and any pages hereof, you are indicating that you have read, acknowledge and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not access this web site. By proceeding further you will be deemed to have accepted these Terms of Use.

While care has been taken in the preparation of the information contained in this web site, the information is of a general nature and users should not rely on any information contained in it in relation to a specific issue without taking financial, banking, investment or other professional advice. The information contained in this web site does not constitute an offer or solicitation of investment, financial or banking services by Mortgage Wizards, Inc.

Information contained in this web site is subject to change and to being updated without notice from time to time. Mortgage Wizards, Inc. makes no representation or warranty or undertaking of any kind in relation to the analysis or information contained in this web site or the completeness or accuracy of such information.

Messages and information passing over the Internet may not be free from interference by third parties and should be independently verified. You should not disclose data over the Internet unless you have satisfied yourself as to the security of the technology/encryption. The information, products and services on this web site are provided on an "AS IS," "WHERE IS" and "WHERE AVAILABLE" basis. Mortgage Wizards, Inc. (or any other person involved with the provision and maintenance of this web site) does not assume any responsibility whatsoever for the accuracy of the information provided in this web site and use of such information is at the user’s sole risk.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to conflicts of laws provisions. The information in this web site is not provided and should not be used in any State or jurisdiction where accessing or use of such information is prohibited, whether in the format in which it is presented in this web site or howsoever. The laws of the State of California govern the conduct and operation of this web site. The Courts of the State of California, in the County of Los Angeles, shall have sole and exclusive jurisdiction over all claims or disputes arising in relation to, arising out of, or in connection with, these Terms and Conditions of use of this web site, the information contained in this web site and its use. Any cause of action you may have with respect to your use of this web site must be commenced within one (1) year after the claim or cause of action arises.

Neither Mortgage Wizards, Inc., nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this web site, or resulting from the act or omission of any other party involved in making this web site, the data contained herein or the products or services offered on this web site available to you, or from any other cause relating to your access to, inability to access, or use of the web site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Mortgage Wizards, Inc. or of any vendor providing software or services.

By submitting a loan application online, Mortgage Wizards does not guarantee loan approval. All credit decisions will be based upon your credit file. We will only obtain your credit file in compliance with all Federal and State Laws. Submission of an online loan application does not constitute a guarantee or commitment to lend. All loan programs are subject to change without notice. All promotions are subject to change and terminate without notice. We cannot guarantee the outcome of the loan process with respect to your loan, therefore, you are advised during the process to keep all loans current and do not purchase anything out of the ordinary.

Mortgage Wizards does not accept any liability whatsoever for any loss or damage of any nature including but not limited to: loss of profits, goodwill or any type of financial or other pecuniary or direct or special indirect or consequential loss howsoever arising whether in negligence or for breach of contract or other duty as a result of use of or reliance on the information contained in this web site, whether authorized or not.

If for any reason a court of competent jurisdiction finds any provision of these Terms of Use, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect. These Terms of Use constitutes the entire agreement between Mortgage Wizards, Inc. and you with respect to this site and it supersedes all prior or contemporaneous communications, agreements and understandings between Mortgage Wizards, Inc. and you with respect to the subject matter hereof.

(The information contained in this web site may not be copied, transmitted, amended or reproduced in any form whatsoever without the prior consent of Mortgage Wizards, Inc.).


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Smart Reasons
to Refinance

Knowing your reasons help us suggest the right loan for you.

  • Lock In a Better Interest Rate
  • Change The Terms of Your Current Mortgage
  • Payoff Your Auto or Student Loans